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Accounting and Finance for Non - Finance Managers

Jai Kumar Batra

ISBN: 9789357461115

1152 pages

INR 1149

For more information write to us at: acadmktg@wiley.com

Description

Designed for management students from a non-finance background, Accounting and Finance for Non-Finance Managers introduces the basic concepts of accounting and finance in an easy-to-understand manner while acknowledging the recent advancements in financial and managerial accounting. It comprehensively covers the fundamental concepts of financial accounting, cost accounting, management accounting and financial management, and presents international accounting standards including US GAAP and IFRS.

Preface

Acknowledgements

About the Author

Part A: Financial Accounting

1. Overview of Business and Accounting

1.1 Types of Business

1.2 Selection of Appropriate Form of Business

1.3 Forms of Business Organisations

1.4 Structuring of Cross-border Business

1.5 Bookkeeping Introduction

1.6 Origin and Growth of Accounting

1.7 Meaning of Accounting

1.8 Functions of Accounting

1.9 Users of Accounting Information

1.10 Branches of Accounting

1.11 Approaches of Accounting

1.12 Systems of Accounting

1.13 Methods of Accounting

1.14 Process of Accounting

1.15 Limitations of Financial Accounting

2. Basic Terminology and Source Documents of Accounting

2.1 Transactions

2.2 Ownership of the Business

2.3 Capital

2.4 Assets

2.5 Liabilities

2.6 Drawings

2.7 Debtors

2.8 Creditors

2.9 Bills Receivable

2.10 Bills Payable

2.11 Purchases

2.12 Purchase Returns or Returns Outward

2.13 Sales

2.14 Sales Returns or Returns Inward

2.15 Trade Discount

2.16 Cash Discount

2.17 Stock

2.18 Income

2.19 Invoice

2.20 Receipt

2.21 Source Documents

3. Conceptual Framework for Financial Reporting

3.1 Financial Reporting Conceptual Framework

3.2 Characteristics of Accounting Information

3.3 Characteristics of Accounting Principles

3.4 Classification of Accounting Principles

4. Theory Base of Financial Reporting: Accounting Standards

4.1 Accounting Standards

4.2 Development of Accounting Standards

4.3 Accounting Standards in India

4.4 The International Financial Reporting Standards

4.5 US Generally Accepted Accounting Principles

4.6 Extensible Business Reporting Language

5. Scope of Accounting and Its Relationship with Other Disciplines

5.1 Role of Ethics in Accounting Profession

5.2 Corporate Governance

5.3 Corporate Social Responsibility (CSR)

5.4 Relationship of Accounting with Other Disciplines

5.5 Direct Taxes

5.6 Indirect Taxation

5.7 Accounting in Financial Management

6. Primary Books of Accounts

6.1 Journal

6.2 Classification of Entries

6.3 Ledger

6.4 Journal versus Ledger

6.5 Account

6.6 Balancing an Account

7. Subsidiary Books of Accounts

7.1 Advantages of Subsidiary Books

7.2 Types of Subsidiary Books

7.3 Introduction of Cash Book

7.4 Goods Book

7.5 Bills Book

7.6 Journal Proper

8. Depreciation Accounting

8.1 Meaning of Depreciation

8.2 Causes of Depreciation

8.3 Depreciation and Accounting Concepts

8.4 Appreciation in the Value of Fixed Asset

8.5 Consequence of Wrong Depreciation

8.6 Importance of Charging Depreciation

8.7 Recording Methods of Depreciation in the Books of Accounts

8.8 Methods of Calculation of Depreciation

8.9 Change in the Method of Depreciation

8.10 Depreciation of Assets Under The Companies Act, 2013

9. Inventory Valuation

9.1 Classification of Inventory

9.2 Need for Inventory

9.3 Objectives of Inventory Valuation

9.4 Components of Inventory Valuation

9.5 Receipt and Issue of Materials—Documentation

9.6 Records in Stores

9.7 Method for Valuing Issues

9.8 Valuation of Inventory

9.9 Methods of Pricing Material Issues

9.10 Inventory Systems

9.11 Valuation of Inventory for Balance Sheet Purposes

10. Trial Balance, Errors’ Rectification, Bank Reconciliation, and Reserves and Provisions

10.1 Preparation of a Trial Balance

10.2 Limitations of Trial Balance

10.3 Accounting Errors

10.4 Rectification of Errors

10.5 Bank Reconciliation Statement

10.6 Provisions

10.7 Reserves

10.8 Difference Between Provisions and Reserves

10.9 Revenue Reserve and Capital Reserve

11. Preparation of Financial Statements of a Sole Trader

11.1 Objectives of Financial Statements

11.2 The Trading Account

11.3 The Profit and Loss Account

11.4 Operating Profit (EBIT)

11.5 The Balance Sheet

11.6 Final Accounts with Adjustments

12. Understanding Financial Statements of a Company

12.1 Final Accounts of Company

12.2 Form and Content of Balance Sheet

12.3 Preparation of Final Accounts as per Revised Schedule

12.4 Features of Schedule III

12.5 Shareholders’ Fund

12.6 Borrowings

12.7 Non-current Liabilities

12.8 Current Liabilities

12.9 Non-Current Assets

12.10 Current Assets

12.11 Contingent Liabilities

12.12 Commitments

12.13 Profit and Loss Statement

12.14 Form and Content of Statement of Profit and Loss

12.15 Some Specific Adjustments in Preparation of Financial Statements

12.16 Dividend

12.17 Reserve and Surplus

12.18 Managerial Remuneration

12.19 Provision for Taxation

12.20 Books of Accounts of a Company

12.21 Statutory Books of Account

12.22 Statistical Books

12.23 Compulsory Maintenance of Books

12.24 Prescribed Books of Accounts in Section 44AA

12.25 Auditing

12.26 Other New Provisions Under the 2013 Act

Part B: Cost And Management Accounting

13. Cost Accounting: An Overview—Concept, Classification and Analysis

13.1 Limitations of Financial Accounting from a Cost Accounting Perspective

13.2 Origin and Development of Cost Accounting

13.3 Meaning of Cost Accounting

13.4 Cost

13.5 Costing

13.6 Definition of Cost Accounting

13.7 Cost Accountancy

13.8 Scope of Cost Accounting

13.9 Installation of Cost Accounting System

13.10 Characteristics of a Good System of Cost Accounting

13.11 Limitations of Cost Accounting

13.12 Methods of Costing

13.13 Techniques of Costing

13.14 Cost Classification

13.15 Cost Classification to Meet Changing Circumstances

13.16 Cost Coding

13.17 Components of Total Cost

13.18 Expenses Excluded from Cost Accounts

13.19 Incomes Excluded from Cost Accounts

13.20 Cost Selection and Reporting

13.21 Cost Accounting Standards

13.22 Cost Audit

13.23 Role of Cost Accountant

14. Cost Elements: Material, Labour and Overheads

14.1 Scope of Inventory Control

14.2 Techniques of Inventory Control

14.3 Introduction of Labour

14.4 Idle Time

14.5 Overtime

14.6 Labour Turnover

14.7 System of Wage Payment and Incentive Schemes

14.8 Time and Piece-rate System

14.9 Deductions from Gross Remuneration of Employee

14.10 Labour Performance Ratios

14.11 Overheads

14.12 Allocation vs. Apportionment

14.13 Basis of Apportionment

14.14 Reapportionment/Secondary Distribution

14.15 Methods of Reapportionment or Secondary Distribution

15. Management Accounting: An Overview

Introduction

15.1 Definition of Management Accounting

15.2 Emergence of Management Accounting

15.3 Systems of Management Accounting

15.4 Characteristics of Management Accounting

15.5 Objectives of Management Accounting

15.6 Difference Between Management Accounting and Cost Accounting

15.7 Difference Between Management Accounting and Financial Accounting

15.8 Functions of Management Accounting

15.9 Scope of Management Accounting

15.10 Limitations of Management Accounting

15.11 The Management Accountant

15.12 Responsibility Accounting

15.13 Responsibility Centres

15.14 Divisional Performance

15.15 Financial Methods for Evaluation of Divisional Performance

15.16 Cost Control and Cost Reduction

15.17 Activity-based Costing (ABC)

15.18 Backflush Costing

15.19 Target Costing

15.20 Life Cycle Costing

15.21 Kaizen Costing

15.22 Business Process Re-engineering (BPR)

15.23 Total Quality Management

15.24 Total Cost Management

15.25 Social Accounting and Audit

16. Budgeting and Budgetary Control

16.1 Concept of Budgeting

16.2 Concept of Budgetary Control

16.3 Budgeting and Forecasting

16.4 Budget Manual

16.5 Budget Period

16.6 Advantages of Budgetary Control

16.7 Limitations of Budgetary Control

16.8 Classification of Budgets

16.9 Planning, Programming and Budgeting System

17. Standard Costing and Variance Analysis

Introduction

17.1 Characteristics of Standard Costing

17.2 Standard Costs

17.3 Standard Costing System

17.4 Advantages of a Standard Costing System

17.5 Standard Costing Process

17.6 Variance Analysis

17.7 Limitations of Standard Costing and Variance Analysis

17.8 Standard Costing System and Budgetary Control

17.9 Types of Variances

17.10 Reporting of Variances

18. Marginal Costing Analysis and Decision-making

18.1 Absorption Costing

18.2 Marginal Costing

18.3 Direct Costing

18.4 Differential Cost

18.5 Incremental Cost

18.6 Contribution

18.7 Key Factor

18.8 Difference Between Marginal Costing and Absorption Costing

18.9 Difference between Direct Costing and Marginal Costing

18.10 Difference between Differential Costing and Marginal Costing

18.11 Cost–Volume Profit Analysis

18.12 Assumption of CVP Analysis

18.13 Impact of Various Changes on Profit

18.14 Marginal Cost Equation

18.15 Profit–Volume Ratio

18.16 Break-even Analysis

18.17 Cash Break-even Point

18.18 Margin of Safety

18.19 Cost Indifference Point

18.21 Graphical Representation of a Break-even Chart

18.22 Contribution Break-even Chart

18.23 Profit–Volume Chart

18.24 Decision-making

18.25 Costs for Decision-making

18.26 Decision-making and Marginal Costing

Part C: Financial Management

19. Financial Management: An Overview

19.1 Meaning of Finance

19.2 Types of Finance

19.3 Scope of Finance

19.4 Objectives of Financial Management

19.5 Functions of Financial Management

19.6 Profit Maximisation

19.7 Wealth Maximisation

19.8 Financial Planning

19.9 Role of a Finance Manager

19.10 Time Value of Money

19.11 Cost of Capital

19.12 Capital Structure

19.13 Capital Structure and Financial Structure

19.14 Patterns of Capital Structure

19.15 Factors Affecting Capital Structure

19.16 Capitalisation

19.17 Overcapitalisation

19.18 Undercapitalisation

19.19 Point of Indifference

19.20 Degree of Operating Leverage

19.21 Degree of Financial Leverage

19.22 Degree of Total Leverage

19.23 Liquidity and Capital Structure

20. Sources of Business Finance

20.1 Loans from Commercial Banks

20.2 Trade Credit

20.3 Lease

20.4 Credit Card

20.5 Customer’s Advances

20.6 Public Deposits

20.7 Depreciation Fund

20.8 Money Market

20.9 Commercial Bill Market

20.10 Commercial Paper

20.11 Certificate of Deposits

20.12 Sources of Long-term Finance

20.13 Capital Market

20.14 Issue of Shares

20.15 Equity Share Capital

20.16 Preference Share Capital

20.17 Bonus Shares

20.18 Right Shares

20.19 Preferential Allotment of Shares

20.20 Private Placement

20.21 Sweat Equity

20.22 Debentures

20.23 Mutual Funds

20.24 Leasing

20.25 Term Loans from Banks

20.26 Loans from Financial Institutions

20.27 Other Financial Institutions

20.28 Retained Profits

20.29 Foreign Sources

20.30 Mode of Investment in India by a Foreign Company

21. Working Capital Management

21.1 Objectives of Working Capital Management

21.2 Concept of Working Capital

21.3 Structure of Working Capital

21.4 Factors Affecting Working Capital Requirements

21.5 Operating Cycle

21.6 Forecasting of Working Capital

21.7 Classification of Working Capital

21.8 Policies of Working Capital and Their Impact

21.9 Concept of Zero Working Capital

21.10 Inventory Management

21.11 Optimum Inventory Policy

21.12 Techniques of Inventory Control

21.13 Receivables Management

21.14 Credit Policy

21.15 Credit Period

21.16 Cash Discount

21.17 Optimum Size of Receivables

21.18 Determinants of Credit Policy

21.19 Factoring

21.20 Invoice Discounting

21.21 Cash Management

21.22 Motives of Cash Management

21.23 Determining Optimal Level of Cash Holding

22. Investment Analysis

Introduction of Capital Budgeting

22.1 Meaning of Capital Budgeting

22.2 Definition of Capital Budgeting

22.3 Objectives of Capital Budgeting

22.4 Importance of Capital Budgeting

22.5 Principles of Capital Budgeting Decisions

22.6 Process of Capital Budgeting

22.7 Operating Expenditures versus Capital Expenditures

22.8 Incremental Revenue and Cost Estimates

22.9 Types of Capital Expenditure

22.10 Capital Rationing

22.11 Types of Capital Budgeting Proposals

22.12 Methods of Evaluating Capital Investment Proposals

22.13 Traditional Methods

22.14 Discounted Cash Flow Methods

22.15 Capital Budgeting Techniques under Uncertainty

23. Analysis of Financial Statements

Introduction

23.1 Meaning of Analysis and Interpretation of Financial Statements

23.2 Objectives of Financial Analysis

23.3 Sources of Financial Analysis

23.4 Limitations of Financial Statements

23.5 Methods of Analysis

23.6 Tools of Financial Analysis

23.6.1 Comparative Financial Statements

23.6.2 Common Size Financial Statements

23.6.3 Trend Analysis

23.6.4 Ratio Analysis

23.6.5 Fund Flow Analysis

23.6.6 Cash Flow Analysis

23.7 Classification of Ratios

23.8 Yield

23.9 Cash Conversion Cycle

23.10 Current Ratio versus the Cash Conversion Cycle

23.11 Z-score

23.12 Enterprise Value Multiple

23.13 Price/Sales Ratio

23.14 Price/Earnings to Growth Ratio

23.15 DuPont Ratio Analysis

24. Cash Flow and Fund Flow Analysis

24.1 Applicable Guidance

24.2 Presenting Cash Flow Statement

24.3 Cash Flow from Operating Activities

24.4 Common Adjustments to Net Income Needed to Convert to a Cash Basis

24.5 Cash from Investing Activities

24.6 Cash from Financing Activities

24.7 Advantages of Cash Flow Statement

24.8 Limitations of Cash Flow Statements

24.9 Introduction of Fund Flow Analysis

24.10 Definition of Funds

24.11 Meaning of Flow of Funds

24.12 Meaning of Fund Flow Statement

24.13 Objectives of Fund Flow Statement

24.14 Procedure for Preparing a Fund Flow Statement

24.15 Schedule of Changes in Working Capital

24.16 Statement of Sources and Application of Funds

24.17 Sources of Funds

24.18 Application of Funds

24.19 Distinction between Fund Flow Statement and Cash Flow Statement

Solved Illustrations

Summary

Key Terms

Suggested Answers

Apply Your Knowledge

Problem-solving, Evaluation and Decision-making

Project Work

Appendices

Appendix A: Compound Sum of ` 1

Appendix B: Compound Sum of an Annuity of ` 1

Appendix C: Present Value of ` 1

Appendix D: Present Value of an Annuity of ` 1

FDI Policy

Rates of Depreciation

References and Further Readings

Index

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